The Jones Act and the Longshore Act (USL&H) are a maritime version of workers’ comp and were both created to protect maritime workers when injured. Each act focuses on a different group of people.

The Jones Act was enacted to ensure that U.S. seamen would be protected and provided for if injuries occur. Jones Act Insurance protects you from possible liability if a crew member under your employment is injured while on the job.

Whether it’s your business or your pleasure, flying is your passion. So, protecting your aircraft in the air or on the ground is a priority. Aviation Insurance offers a range of property and liability policies that provide coverage for aerospace, airlines, aircraft, drones and other components of the aviation industry. Aviation Insurance covers losses resulting from poor maintenance, property damage, bodily injury, loss of cargo, or injury to travelers. All in all, this line of insurance is designed to protect aircraft owners, operators, and passengers.

Aviation insurance can extend to everything from homemade planes and helicopters all the way up to the most sophisticated airplanes and helicopters in the air. Whether it is coverage for charter aircraft, personal aircraft, antiques, drones or corporate planes they all need to be protected from loss. Protecting others from loss or protecting one’s estate is a key component of purchasing adequate aviation insurance limits. With tailored approaches to individual or corporate needs, an aviation policy can be secured with the necessary limits and coverages to protect you.

All property owners need protection from an occasional conflict or physical acts of violence. That’s why Assault & Battery Insurance is key to protecting your business from these sorts of risks. Assault is usually defined as a threat of harm which causes fear in a reasonable person. Battery is the actual impact, such as striking or grabbing another person.

Assault & Battery Insurance is an integral protection for your property. Whether intentional or not, violence that occurs on your property can lead to significant claims. With legal demands rising dramatically on property owners for shootings, deaths, rapes, fights, and assaults this coverage is essential. It also covers the involvement of the property owner’s own employees whether intentional or inadvertent.

Commercial and Personal Lines of insurance have a lot in common. They both help protect you and your investments. As the name implies, a Personal Lines Insurance policy covers an individual or family versus a company or business. This type of coverage helps lower the financial risk resulting from death, accident, or loss of property. There are many types of protection offered within Personal Lines. Having any of these policies can dramatically reduce the liability and cost incurred from damages.

Annually, the impact on businesses caused by flooding is in the billions of dollars. That’s why Commercial Flood Insurance is key to protecting your business’ physical location and everything inside from flood damage. As Flood Insurance is usually not included in your Commercial Property Insurance policy, you should invest in a separate Commercial Flood Insurance policy.