Whether you’re a heavy machine operator or a local handyman, your tools are your life’s blood. That’s why protecting them from theft, damage or loss is key to preventing a costly repair or even worse, having to replace these expensive tools of the trade.

A contractor’s Tool and Equipment policy, also referred to as inland marine, is designed to protect your tools and equipment across multiple locations. It covers the repair or replacement of everything from hand tools to heavy equipment, regardless of if it’s brand new or slightly used, rented or leased.

What does Tool & Equipment Insurance protect?

  • Hand Tools such as Hammers, Wrenches, Measuring Taps, and Screw Drivers
  • Power Tools like Power Saws, Hand Drills, Nail Guns, and Welders
  • Small Vehicles Including Forklifts, Loaders, Trenchers and Company-owned Pick-up Trucks
  • Heavy Equipment such as Backhoes, Excavators, Skid Loaders, Bulldozers, and Cement Mixers