Do One Thing and Do It Better Than Anyone Else.

CAFF was founded for one reason and one reason only – to be the best at commercial insurance. It remains our sole focus to this very day. We live it. We breathe it. And we’re sure not done getting better at it. That being said, we’re quite confident that no other company understands the complexities or the possibilities of our industry better than CAFF. Whether you’re a large multi-national company or a small local builder, we will explore options from the nation’s leading carriers to build an insurance program customized to your needs and finances.

Construction Insurance

This is where we made our chops and it’s still our primary commercial market. We understand the challenges builders and developers face. We offer insurance and surety bond programs underwritten by the top-rated carriers in the nation. Plus, thanks to our long-standing relationships, we can secure the best pricing and terms for the coverage you need. You might say that we build insurance programs the way you build projects – crafted to the most exacting requirements with a level of quality that is uncompromising.

Commercial Insurance

We bring the same top-rated carriers and service standards our construction customers enjoy to a wide range of other industries, including retail, wholesale operations, manufacturing, environmental, technology, marine, health care, and many others. Our goal is always to explore many different options to find the precise program to meet your needs.

Surety Bonds

Our partner, Neilson, Hoover & Company, is the nation’s number one surety bond provider. As the largest surety bond provider in the Acrisure family, NHC brings greater negotiating leverage, proven relationships, and unmatched resources to building your surety program. Commercial or contract; first bond or a billion-dollar developer. Call 305.722.2663 to see how they can help you.


  • Our Service

    Our team has one goal – to provide the very best service in the industry. Whether it’s issuing certificates of insurance, handling claims, or developing innovative ways to process your service needs, CAFF is committed to making insurance as convenient as possible.

  • Our Clients

    Construction, development, wholesale, professional service, property risk or any other commercial endeavor, CAFF delivers superior policy options built around the specific needs of each client. We are intimately involved every step of the way to ensure you’re well protected and well served.

  • Our Markets

    We boast strong, forthright relationships with the nation’s leading insurance companies, but are beholden to none. We invite these trusted partners to compete for your business in order to bring you the most competitive and comprehensive insurance options.