Coverages: Bumbershoot Insurance

A Bumbershoot policy is a specialized type of excess liability insurance focused on the maritime industry. This form of insurance covers a company from the risks associated with wet and dry maritime industries.

Businesses involved in maritime services must evaluate their risks when selecting insurance. A Bumbershoot is designed to offer coverage for damages and expenses caused by property damage both on land and maritime, loss or damage of cargo during transportation, personal injury coverage for workers and passengers, captive and hijacking situations, hazardous chemicals, or weather incidents.