Whether you are an owner, developer, contractor, or construction managers, you face countless risks on every project and need to protect your investments and all parties working on the job. That’s where an OCIP or CCIP Insurance plan comes in. A controlled insurance program is a single insurance plan designed to cover nearly all liability arising from a construction project.

Owner Controlled Insurance Programs (OCIPs) are purchased by the owner and Contractor Controlled Insurance Programs (CCIPs) are purchased by the contractor. These programs, also known as “wrap ups”, combine insurance coverage for all parties on a job site into one blanket policy. A Controlled Insurance Program (CIP) generally combines workers’ compensation, employer’s liability, general liability, and excess liability but can easily be adapted to include other protections.

When your business revolves around something as turbulent as the seas, protecting your cargo as well as your company is crucial. Damage caused by rough handling, weather, improper loading, or even atmospheric conditions can literally sink a business.
If you buy, sell or ship products overseas, it’s important to have the right coverage in place to protect the interests of your import and export business.

On average, an over-the-road truck driver spends roughly 300 days carrying hundreds of millions of dollars of freight across the nation each year. The last thing they need to worry about are the risks they face on every trip.

A Motor Truck Cargo Insurance protects truck carriers and owner-operators from potential losses, including accident coverage, earned freight coverage, refrigerator breakdown coverage, theft coverage, and more.

Just like the oceans of the world, maritime risks span the globe. Marine Liability Insurance covers all types of watercraft, their operation, and ports of call. It is a crucial part of owning or working on boat and is essential to keeping your maritime operation above water.

A Marine General Liability policy protects you from legal responsibilities resulting from property damage or bodily injury as well as injury or damage to potential third-party entities.

Whether on a ranch, a farm or while in transit, a Livestock Insurance policy is a necessity when it comes to protecting your herd from unexpected risk. Livestock Coverage safeguards your investment and your business from unforeseen accidents, sickness or disease resulting from weather events, natural disasters, or theft.

Livestock Insurance can be customized to fit your specific animal or any combination of animals you farm.